myFICO is the consumer division of Fair Isaac, the company that invented the FICO credit risk score that lenders use. Starting in the 1960s, Fair Isaac sparked a revolution by pioneering credit risk scoring for the financial services industry. This new approach to lending enabled financial institutions to improve their business performance and expand consumers’ access to credit. Today Fair Isaac’s FICO score is widely recognized as the industry standard for lenders.

myFICO offers informative, actionable credit information products that help people understand actions they can take to improve and protect their overall financial health. Through myFICO.com and our associates, over ten million FICO scores have been sold to U.S. consumers since we launched our consumer service in March of 2001.

We are allied with national credit reporting agencies Equifax, TransUnion and Experian to create a new generation of credit information products that empower consumers to understand, improve and protect their true credit standing.