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Jewelry Learning Center

 

HOW TO BUY A DIAMOND
 
Diamonds are formed between 75 and 120 miles (120 and 200 kilometers) below the surface of the earth. Made up of pure carbon, which crystallized under intense heat and pressure within the earth, diamonds were delivered to the surface by volcanic eruption.

Throughout history, diamonds have been a symbol of love and adornment. Like the people who wear them, no two diamonds are alike. When shopping for diamond jewelry, considerations of cut, color, clarity and carat weight - known as the "4C's" - will guide you in determining a diamond's quality and value.

Shape
In addition to the traditional brilliant round, diamonds come in a number of shapes. In fact, there are many shapes of diamonds; some of the most popular are: Pear, Square or Princess, Heart, Marquise, Emerald and Oval, just to name a few.


THE 4C's

CARAT WEIGHT
A diamond's weight is the easiest of its characteristics to measure. The word "carat" originates from a natural unit of weight, namely the seed of the "carob" tree. The pods of the carob, or locust tree, contain seeds which are remarkably consistent in weight. These carob seeds were used by the early gem traders to weigh their diamonds. Today, the system has been standardized and one carat is fixed at one-fifth of a gram.

A 1 carat diamond used to equal the weight of a carob seed, but today the carat is a metric weight of 0.2 grams, or 1/42 of a standard ounce. Each carat is divided into 100 points.

Examples: a quarter carat = 25 points, written 0.25 ct.
a half carat = 50 points, written 0.50 ct.

CLARITY
Most diamonds contain tiny identifying marks called "inclusions." The fewer and smaller the inclusions, the less likely they will interfere with the stone's beauty.

Like a fingerprint, every diamond is unique. This could be due to minute traces of other minerals trapped in the diamond during its formation. The number, color, nature, size and position of any inclusion determine the clarity of a diamond.

The fewer the inclusions, the rarer it will be graded, and the more light it will reflect, thus making it more valuable. It is rare to find a diamond that has no inclusions, the closer to flawless the diamond is, the greater the value. IF through SI encompass 50% of all gem-quality diamonds. The following chart shows the abbreviations and the definitions used in grading clarity:

 

CLARITY GRADING SCALE
IF Internally Flawless
VVS1 Very, Very Slightly Included
VVS2 Very, Very Small Inclusions
VS1 Very Slightly Included
VS2 Very Small Inclusions
SI1 Slightly Included
SI2 Small Inclusions
I1 Inclusions
I2 Noticeable Inclusions
I3 Very Noticeable Inclusions

COLOR
Diamonds come in many colors, but the overwhelming majority sold in the jewelry industry range from near colorless to very light yellow or brown. There are even colors called "fancy colors" such as pinks, blues, reds and even greens.

The best color choice in today's market for a diamond (unless a fancy color) is the lack of color. It is the diamond that is totally colorless that allows white light to pass through it, dispersed as rainbows of color.

Most diamonds look colorless, but there are many subtle shade differences and the closer a diamond is to having no color, the more valuable it becomes. D through G colors are the most valuable compared to N through Z colors, the least desirable. During the diamond's formation, in the extreme heat and pressure, traces of elements such as nitrogen and boron could have been incorporated into the diamond's structure.  These traces are responsible for the  color - or lack of it.

The following chart shows the color grading groups broken out by definitions:

COLOR GRADING SCALE
COLORLESS D
E
F
NEAR COLORLESS G
H
I
J
FAINT YELLOW K
L
M
VERY LIGHT YELLOW N
O
P
Q
R
LIGHT YELLOW S
THROUGH
Z

CUT
Many confuse cut with the shape of a diamond. The shape you select such as round, pear, marquise, oval, etc. is a matter of individual taste, and today your choice is only limited by your imagination. Cutting and polishing determine the amount of light reflected. Most round (shape), brilliant (cut) diamonds have 58 carefully angled flat surfaces called facets.

The way a diamond is cut and polished is very important. It is the precision of the cut that dictates the maximum amount of light the diamond will reflect and refract. The closer a diamond is cut to ideal proportions, the greater will be its brilliance, sparkle and fire.

There are many shapes and sizes of diamonds. Whatever the shape or size, the cut is the only human element. A diamond cut to good proportions will have more value than one that is not. The cut quality directly influences the brilliance and fire that make diamonds uniquely beautiful. In addition, quality of the cut affects the diamond's beauty in relation to the diamond's durability and practicality for use in jewelry.

When a diamond is cut too shallow, light escapes before it can be reflected one way. If the cut is too deep, light also escapes through an opposite direction. When a diamond is cut to good proportions, light is reflected from one facet to another and then dispersed through the top of the stone.

Now that you know more about diamonds and the "4C's", the easier it will be to make your selection in our store. Should you have additional questions and would like to speak with a jeweler, call us Monday - Friday 9:00am-5:00pm (Eastern Time) at (800) 310-4441.

 

ABOUT GEMSTONES


allé Fine Jewelry will not sell synthetic or lab created gemstones. Most natural colored gemstones are treated or enhanced to intensify color, diminish imperfections or improve durability. The following are examples of the most commonly used and accepted treatments for different types of colored gemstones.

EMERALDS

The oiling of emeralds is an ancient process used to enhance the clarity of the emerald. Oil is applied to the emerald which seeps into the fissures, which reach the stone's surface. Along with improving the clarity, this process may prevent brittleness. Oiling is not permanent and may need to be reapplied every few years. Take care not to hit the stone on hard surfaces as this may chip or crack the emerald due to the natural brittleness of the stone. Special care should be taken when cleaning emeralds. Like all gemstones, be sure to keep emeralds away from caustic household cleaning chemicals.

RUBIES, SAPPHIRES AND OTHER GEMSTONES

Heating is a widely accepted enhancement process used on rubies, sapphires, amber, aquamarine, amethyst, citrine, tanzanite, topaz and tourmaline. This treatment improves the transparency and/or color of the gemstone. Since heating is generally permanent, heated stones do not normally require special care. 

CARE AND CLEANING

A good rule of thumb is to make your jewelry the last thing you put on before you start your day.  Keep your gemstone jewelry away from hairspray, make-up, perfumes, body lotions, soaps and shaving creams.  These can leave a residue on your gemstone jewelry that can be difficult to remove. Never wear your jewelry while doing rough work.  A hard blow can chip a stone or break a prong thus a stone could be lost.  All gemstones should be kept away from caustic household cleaning chemicals. Do not wear your gemstone jewelry while swimming in a pool or using a hot tub.  Chemicals used in a pool or hot tub can damage the setting and your gemstones.  It is generally best to clean you gemstone jewelry with warm water, mild soap (not detergent) and a soft toothbrush or artist's paintbrush. Be sure to plug the drain to save a dropped jewelry item. Use a toothpick to gently pry dirt from between prongs and under stones. Avoid vigorous scrubbing of oiled stones. Use a light touch with delicate filigree work, or on items with an oxidized finish. Give each piece a thorough rinse and dry them with an absorbent towel.



ABOUT PEARLS

JUDGING PEARL QUALITY

Although there is no official quality grading system for pearls (like the 4Cs for diamonds), there are several characteristics that affect their value which you should consider before making a purchase:

Luster:  The surface shine that gives pearls their glow is known as its luster.  The sharper the reflection of light on a pearl's surface, the more luster the pearl possesses.

Surface Blemishes:  Pearls have imperfections.  These blemishes or marks on the pearl's surface should be minimal.

Shape:  Perfectly round pearls are extremely rare, so they are naturally the most valuable.  While most pearls appear to be round, only about 1% are actually perfect spheres. 

Color:  Pearls can come in a wide variety of shades.  The major color classifications are white, pink, silver, cream, gold and black.  Finer quality pearls have an overtone, which usually appears toward the outside edge of the pearl.  This can be rose, green or blue.  Regardless of the overtone (shading), you should look for pearls with a deep, rich color that seems to come from within the gem.

Size:  Pearls are available in a wide range of diameters, from 3 to 7 millimeters in Freshwater pearls, 3.5 to 9 millimeters in Japanese Cultured Akoya pearls and 8 to 15 millimeters in South Seas/Tahitian pearls.  While the size of a pearl is one of the most important factors in determining its value; a larger pearl may be less valuable if it lacks nacre thickness.  A pearl that does not have many layers of nacre will crack and discolor over time, diminishing its value. 

Uniformity-Matching:  It is critical that the pearls in any strand or piece of jewelry be evenly matched in terms of their size, shape, color, luster, etc.  Visible variations of these qualities not only affect the piece's beauty but its value as well.

Availability:  A pearl's value is also based on its availability.  Saltwater cultured pearls generally command higher prices than Freshwater cultured pearls, since a saltwater oyster can only produce one or two pearls at a time and a freshwater mussel can produce as many as 50 pearls at a time.

At allé Fine Jewelry you will see pearl quality descriptions like the following:  "These 8.5-9MM Japanese (Akoya) Cultured Pearls are all round to mostly round in shape, have a high luster, clean surface and are a very good match.  The pearls possess a white body color with rose overtones." 

While, again, there is no official quality grading system for pearls, the most prevalent grading system used by manufacturers of pearl jewelry is the grading scale of "A", "AA" and "AAA." 

  • "A" - off round shape, surface may have small marks or imperfections difficult to see unless the pearls are studied closely, fair luster.
  • "AA" - mostly round in shape, clean to mostly clean surface without significant imperfections, good luster.
  • "AAA" - all round to mostly round, surface of the pearl is nice and clean, excellent luster (mirror-like uniformity-matching from pearl to pearl). 

Therefore you may see a notation of an "AA" or "AAA" in our descriptions.  You will also see, within that description, a full explanation.

AKOYA CULTURED PEARLS

If you're looking for a classic look in pearls, look to Akoya Cultured Pearls.  The Japanese Akoya is the most popular pearl seen in pearl strands and in earrings. 

A cultured pearl is grown by nature with the help of man.  This patented process involves the insertion of a "nucleus" (or irritant) into an oyster.  In response to the invasion, the oyster coats the object with nacre.  Nacre is a smooth, crystalline substance that surrounds the object and forms layers to protect the oyster's inner tissue (called the mantel) from further irritation.  The result of this process is the beautifully luminescent gem we know as a pearl.

The Akoya cultured pearls are the specialty of Japanese pearl farms.  Because Akoya pearls are high-quality pearls, you will find they are well matched for size, shape and color.  You will also see few blemishes and a deep luster.

SOUTH SEAS and TAHITIAN PEARLS

South Seas cultured pearls come in shades of white, gold, brown and black.  Sometimes know as Tahitian, black cultured pearls are among the largest and most valuable pearls and are found in the Indian and South Pacific Oceans.  They are typically larger than Japanese pearls, with diameters measuring from 8.5-15MM.  Their color is acquired from a black-lipped oyster found only in the South Seas.  Although these pearls come in various shapes from baroque to round, the round shape is the most valuable. 

FRESHWATER CULTURED PEARLS

Freshwater cultured pearls are often called Biwa pearls because Lake Biwa (in Japan) was one of the first freshwater culturing areas.  Today they are farmed in many areas around the world including some areas in the United States. Only those pearls actually produced in Lake Biwa should be called Biwa Pearls.  All others are simply Freshwater Cultured Pearls.  These pearls mainly range in size from 3-7MM and are available in an almost unlimited variety of shapes and natural colors. 

MABE (pronounced mah-BEE)

These pearls have a half-sphere shape that is formed by the pearl being cultured against the inside of the oyster's shell.

CARE AND CLEANING

Keep pearls away from household chemicals such as hairspray, makeup, and perfume, which can dull their luster over time and cause spots and blotches.  As a general rule, pearls should be the last thing a woman puts on before going out and the first thing she takes off after returning home.  Also, pearls are quite soft, so for the longest-lasting pearls choose those with a thick nacre that can help them withstand wear over time. 

Pearls should be wiped with a soft cloth before being stored.  If they have been neglected and need a thorough cleaning, wash them in a solution of warm water and mild soap.  You can scrub them gently with a make-up brush or an artist's paintbrush.  DO NOT use a toothbrush as this will scratch a pearl's delicate surface.  Be sure to rinse the pearls well.  After washing, lay a pearl necklace on a clean towel to dry.  It should not be worn until completely dry.  A wet string attracts dirt like a magnet.  Once dirt gets into a drill hole, there is not way to remove it without unstringing the pearls. 

NOTE:  Washing weakens the silk string and the necklace may break.  Washing should be done perhaps once a year.  Your pearl necklace should then be re-strung.  Another example:  Some pearl rings are glued with jewelers glue rather than prongs so as not to damage the pearl.  Moisture will cause the glue to loosen thus causing the pearl to fall out and get lost.  Therefore make sure your pearl jewelry is dry before wearing.

Store your pearls separate from other precious metals or gemstones that might scratch or dull their tender surface.
 

ABOUT GOLD

Pure gold is too soft to withstand prolonged handling.  It is usually mixed with other metals to increase its hardness for use in jewelry.  The gold content of a piece of jewelry is measured in karats, which can range from 1 to 24.  For example, 14 Karat (14K) gold is 14 parts of gold to 10 parts other metals.  The higher the karat of a piece of jewelry, the greater its gold content.  NOTE:  The term Karat should not be confused with the term Carat, which is a measure of the weight of diamonds and other gemstones.

24 Karat - 100% gold - This is too soft for jewelry.

18 Karat - 75.0% gold - This is recommended for fine jewelry.

14 Karat - 58.3% gold - This is recommended for fine jewelry.  This karat is also the most common karat for jewelry.

10 Karat - 41.7% gold - This is the lowest legal karat considered real gold in the United States.

Most gold used in jewelry is alloyed with silver, copper and small amounts of zinc to produce various shades of yellow gold, or with nickel, copper, zinc and rhodium to produce white gold.  The color of these gold alloys goes from yellow to white as the proportion of nickel in them increases.  Alloying gold with copper creates what is known as rose or pink gold.

Since nickel is the most popular alloy used in white gold, it is important to note that some people may be allergic to nickel. People with this sensitivity can avoid problems by choosing 18-Karat gold, instead of 14-Karat (since there is more pure gold and less alloys in 18 Karat gold), or by choosing platinum settings.  (See additional information on Platinum below.)

YELLOW GOLD

You will find 18K and 14K yellow gold at allé Fine Jewelry.  18K gold contains more precious metal than 14K gold.  It is composed of 75% gold, which is alloyed with other metals to make it strong enough to withstand everyday wear.  Because 14K gold is composed of only 58.3% gold, and 41.7% other metals that give it strength, its gold color is not quite as rich as 18K gold but is still a lovely gold.  The alloys used to strengthen 18K and 14K gold are silver, copper and small amounts of zinc.

WHITE GOLD

When gold is mined, it is yellow in color.  Because 18K white gold is 75% gold and 14K white gold is 58.3% gold, jewelry made from these metals has a slight yellow color.  Alloys are added to the gold to give it strength.  To enhance the whiteness, almost all white gold is plated with rhodium.  Rhodium is a shiny white metal that is extremely hard.  Depending on the amount of wear to a piece of jewelry, over time this rhodium plating may wear off, revealing the original metal color.  Re-plating is a simple process that can be done to restore your jewelry's whiteness if needed.

ROSE OR PINK GOLD

This gold is known by both names: rose or pink gold and gets its color from a larger proportion of copper in the metal alloy.  This gives the gold a beautiful pink or rose color.

PRICING

The price of gold jewelry depends upon the purity of the gold used (karat weight of the gold), the design and construction of the piece of jewelry.

CARE AND CLEANING

The following is a simple guideline to help keep your gold jewelry looking great for years:

  • Don't wear your jewelry while doing rough work.  Even though most gold jewelry is durable, a hard blow can, for example, break a prong on a setting or deeply scratch the piece.
  • When doing household chores, never allow your jewelry to come in contact with chlorine bleach.  To be safe, always wear gloves or remove your jewelry before beginning the work.
  • Bring your jewelry to a qualified bench jeweler (one who makes or repairs jewelry) if you notice a loose stone setting, stones moving within a setting, a loose or weakened link or any other noticeable damage to your jewelry.  It is a good idea to have a jeweler (or bench jeweler) check the setting in your diamond ring (while you watch) once a year.
  • Always remove your jewelry before bathing and grooming.  Think of your jewelry as the final touch and put it on right before you get on with your day.  Hairspray, body lotion, moisturizer, perfume, mousse, make-up, shaving cream and soap are chemicals that can leave a residue on jewelry, creating a dull film that is difficult to remove.
  • Never swim in a swimming pool or use a hot tub while wearing your jewelry.  Chemicals such as chlorine can pitt your jewelry and can damage white gold. Further, concrete (such as pool decks) are rough surfaces.  Allowing gold jewelry to come in contact with rough surfaces can cause scratches and mars.
  • Keep it dry.  Using water to clean and rinse some of your jewelry is permissible; however, make sure it is dried thoroughly when you have completed the cleaning.  Always make sure your jewelry items are thoroughly dry before placing them in an enclosed area, or your jewelry may get water spots.
     

ABOUT PLATINUM


Understanding the inherent qualities of Platinum will help when shopping for that perfect Platinum jewelry piece.

During the early years of this century, Platinum was considered the precious metal of choice for discriminating jewelry purchasers. When World War II began, Platinum was declared a strategic metal to be used for military purposes only. During the war, white gold gained popularity to fill the gap left by Platinum's absence. Today, Platinum is regaining its popularity as one of the hottest precious metals on the market.

FACTS:

1. Platinum jewelry is 50 times more rare than gold jewelry.

2. Platinum is pure. It is a hypoallergenic precious metal. One can wear it and not have to worry about an allergic reaction on their skin. They can also wear Platinum if they are allergic to nickel (an alloy frequently used in karat gold) without an allergic reaction to the skin.

3. Platinum is a naturally white metal. When Platinum comes out of the ground, it is white. When gold comes out of the ground, it is yellow and must be bleached or dyed white with other metals such as nickel and rhodium in order to create white gold. Platinum will always stay white. It needs no special maintenance over the years to remain that beautiful white color.

4. Platinum is one of the world's strongest metals. It weighs 60% more than karat gold. Just holding it in your hand, you can feel the difference.

5. Platinum is durable. Not only does Platinum feel heavier than gold, prongs are stronger and therefore more securely hold precious stones in place and require less maintenance than karat gold prongs.

6. Look for markings on Platinum jewelry that tell you it is Platinum. Iridplat, 900 Plat or 900 PT are markings that mean that the alloy mix is 10% iridium (a platinum group metal) and 90% pure Platinum. PLAT, 950 Plat or 950 PT are markings that mean a piece of jewelry is 95% pure Platinum and 5% another metal. The other metals are usually ruthenium or iridium (both Platinum group metals).

7. The newest, exciting additional to the jewelry family is Karat Platinum. Simply put, Karat Platinum is made with the same eye toward affordability while maintaining the beauty and luster of Platinum as is 14K gold.  As 14K gold is marked 14K or 585, Karat Platinum is marked 585pt. The alloys used in creating Karat Platinum (or 14K Platinum), that give it durability and strength while maintaining the luxurious Platinum luster, are typically cobalt and copper.

8. Not everyone can own Platinum jewelry because there simply isn't enough of it in world. For example: all the Platinum ever mined would fit in an average sized living room.

CARE AND CLEANING

Like all jewelry, you will want to put your platinum jewelry on as the final touch before your begin your day. While platinum is a much harder metal than gold, it can still show scratches.  Therefore, you should not do any household or rough work while wearing platinum. Soaking your platinum jewelry in a mild solution of warm soapy water and gently scrubbing it with a soft brush (makeup brush) is generally all that is required to keep your platinum looking beautiful for years.

If you are shopping for a different look, try Platinum - nature's most precious of metals.
 

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